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Mortgage Helpline: 0845 1800 290

90% Mortgages

Welcome to 90 Mortgages – the UK website dedicated to helping people like YOU gain access to information and advice on a wide range of 90% Mortgages.

90% Mortgages

>> Get Started – Help to Find The Best 90% Mortgage for You <<

Gone are the days when you could readily obtain mortgages at 95% or even 100% loan to value. Since the “credit crunch” mortgage lenders have tightened criteria and restricted access to high loan to value mortgages.

> So the fact that it is not as easy to get a mortgage means that it is more important than EVER to gain independent mortgage advice.

We aim to keep this website up to date with information and product updates on 90% mortgages. But, this is not a comparison website and the content of this website is for information purposes, and should not be taken as mortgage advice.

Our recommendation to all site visitors is to call our mortgage helpline on 0845 1800 290 or submit a FREE no obligation online mortgage enquiry – and speak to an FSA Regulated whole of market mortgage adviser who can research the whole market for the most suitable and cost effective 90% Mortgage deal available to meet your needs.

Whether you are :

> A First Time Buyer looking for a 90% Mortgage.

> Moving house and looking for 90% Mortgages.

> Looking for the best 90% LTV Remortgage.

> Looking for a Fixed, Discounted or Tracker Rate 90% loan to value mortgage.

->> What are 90% Mortgages ?

You will be glad to know that the term “ 90% Mortgages ” does not refer to the interest rate!

90% mortgages, otherwise referred to as 90% LTV* Mortgages, are mortgages which will cover 90% of the value of the property you wish to purchase – so that you only need to provide a 10% deposit.

In the case of a remortgage, a 90% LTV Mortgage will cover 90% of the current market value of your property i.e. you must have 10% equity** available in your property.

*LTV = Loan To Value.

**Equity, in respect to property, means the difference between the amount of mortgage debt you have secured against your property and the market value of the property.

->> 90% Mortgages Availability

Since the “credit crunch” of 2008/09 – the availability of high Loan To Value (LTV) mortgages has decreased considerably. Prior to 2008, there were literally hundreds of mortgages available at 90% LTV or higher. In fact, it was even possible to obtain “100% mortgages” – i.e. mortgages to cover the full value of the property you wish to purchase, without you having to pay any deposit at all.

In fact, it is only recently that 90% mortgages have started to become available on the market again – and hence lending criteria is still fairly stringent for 90% LTV Mortgages.

> Would you like to find out which 90% Mortgages are available to you?

>> Submit a FREE no obligation online mortgage advice enquiry.

>> Or Call 0845 1800 290.

If you are a first time buyer looking for 90% Mortgages you may also be interested in this website : > first time buyer mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The information on this website is not intended to promote any specific mortgage product or provide mortgage advice. It is for information purposes only.

90 act as an introducer to Regulated Mortgage Advisers / Mortgage Advice Companies. 90 may receive a payment / commission from the Mortgage Advisers / Mortgage Advice Companies for the introductions we make. Your Rights are not effected by this, and initiating an enquiry via this website will not place you under any obligation.

90 is owned and operated by The Best Advice Network Ltd, Registered in England & Wales, Company number 05170047.

Registered Address : The Best Advice Network Ltd, 44 Parc Bryn Derwen, Llanharan, Pontyclun, CF72 9TU.

Email :